Higher Education Advocacy

From the day that student loan defaults became an issue, at-risk students and the schools that serve them became a target.

 Ms. Mary Lyn Hammer’s belief that education is the vehicle for making dreams come true has led her in a passionate fight, beginning in 1987, rectifying problems in the higher education industry to insure future participation for all students.

During her career in higher education, Ms. Hammer has touched more than 3 million students’ lives through her companies and a nation of students through her advocacy work in higher education.

Ms. Hammer has worked closely with Congressional Representatives and key staff at the U.S. Department of Education on many issues over her 28+ year career in the higher education industry to insure program integrity and access for students.

Ms. Hammer’s Advocacy

  • 1988-1989 Hammer turned evidence over to Congress and the U.S. Department of Education (USDOE) and testified numerous times regarding a student lending corruption ring in California that put several companies out of business and cost the government an estimated $750 million to rectify.
  • 1989 Her innovative “Hands On” Default Management Program was recognized by the USDOE for its remarkable results and was used as the basis for default management in what became known as “Appendix D”. Ms. Hammer was active in aiding the USDOE in drafting this regulatory language for default management that was mandatory for high default rate schools from 1989 until 1996 and still exists today in rewritten regulations under “Subpart M” and “Subpart N”.
  • 1990-1993 As part of several laws affecting higher education and cohort default rates, Ms. Hammer helped draft statutory and regulatory language for cohort default rate (CDR) appeals.
  • 1993-1995 She helped draft the Cohort Default Rate Guide and several revisions over the years.
  • 1994-1998 Hammer worked with Congressional members on school-based loan issues and cohort default rate matters that became statutory language in the 1998 reauthorization of the Higher Education Act of 1965.
  • 1999 She served as an alternate negotiator for school-based loan issues in the 1999 Negotiated Rulemaking.
  • 2000 She served as a primary negotiator for school-based loan issues in the 2000 Negotiated Rulemaking. The original default management regulations under “Appendix D” were rewritten into “Subpart M” in addition to other loan issues.
  • 2002-2008 Hammer worked with Congressional members on school-based loan issues and cohort default rate matters. Although she was opposed to increasing the cohort default rate (CDR) definition, she was instrumental in correcting what was originally written as a 4-year CDR definition to a 3-year CDR definition and helped draft the increased threshold and appeal rights for sanctions under the new definition.
  • 2009 She served as a primary negotiator for Loan Issues – Team 2 and provided expert witness testimony for Team 1 Loan Issues. Default management regulations were written into “Subpart N” for the 3-year CDR definition along with conforming language for appeals in addition to other loan issues.
  • 1988 to Date Hammer has testified many times at Congressional and USDOE hearings and has worked closely with Congressional members, education committee professional staff, and key staff at the USDOE on many issues during her career in higher education to insure program integrity and access to quality higher education for at-risk students.  Why? Because Mary Lyn Hammer was an at-risk student herself.

Ms. Hammer is the Owner, Founder, President and CEO of Champion College Services, Inc.  Champion offers default prevention for Federal and private student loans, job placement verification, skip tracing, consulting services, and custom surveys for students, alumni, and employers. She specializes in staff training, program development, and default prevention operations. She has participated in training sessions and workshops for numerous state, provincial, regional, national, and private associations in both the U.S. and Canada in a continued effort to share her experiences and knowledge.

Her accomplishments include numerous state, regional, and national awards and recognitions over the years in both the higher education industry and in professional business arenas. Ms. Hammer has served on as a board member for numerous education associations, coalitions and groups. She has had hundreds of articles published in numerous higher education magazines over the years. She is an avid supporter of the Imagine America Foundation, a provider of need-based college scholarships.

The CHAMPION companies, under Ms. Hammer’s direction, continue to support and believe in higher education and the students served.

Higher Education Advocacy

From the day that student loan defaults became an issue, at-risk students and the schools that serve them became a target.

 Ms. Mary Lyn Hammer’s belief that education is the vehicle for making dreams come true has led her in a passionate fight, beginning in 1987, rectifying problems in the higher education industry to insure future participation for all students.

During her career in higher education, Ms. Hammer has touched more than 3 million students’ lives through her companies and a nation of students through her advocacy work in higher education.

Ms. Hammer has worked closely with Congressional Representatives and key staff at the U.S. Department of Education on many issues over her 28+ year career in the higher education industry to insure program integrity and access for students.

Ms. Hammer’s Advocacy
  • 1988-1989 Hammer turned evidence over to Congress and the U.S. Department of Education (USDOE) and testified numerous times regarding a student lending corruption ring in California that put several companies out of business and cost the government an estimated $750 million to rectify.
  • 1989 Her innovative “Hands On” Default Management Program was recognized by the USDOE for its remarkable results and was used as the basis for default management in what became known as “Appendix D”. Ms. Hammer was active in aiding the USDOE in drafting this regulatory language for default management that was mandatory for high default rate schools from 1989 until 1996 and still exists today in rewritten regulations under “Subpart M” and “Subpart N”.
  • 1990-1993 As part of several laws affecting higher education and cohort default rates, Ms. Hammer helped draft statutory and regulatory language for cohort default rate (CDR) appeals.
  • 1993-1995 She helped draft the Cohort Default Rate Guide and several revisions over the years.
  • 1994-1998 Hammer worked with Congressional members on school-based loan issues and cohort default rate matters that became statutory language in the 1998 reauthorization of the Higher Education Act of 1965.
  • 1999 She served as an alternate negotiator for school-based loan issues in the 1999 Negotiated Rulemaking.
  • 2000 She served as a primary negotiator for school-based loan issues in the 2000 Negotiated Rulemaking. The original default management regulations under “Appendix D” were rewritten into “Subpart M” in addition to other loan issues.
  • 2002-2008 Hammer worked with Congressional members on school-based loan issues and cohort default rate matters. Although she was opposed to increasing the cohort default rate (CDR) definition, she was instrumental in correcting what was originally written as a 4-year CDR definition to a 3-year CDR definition and helped draft the increased threshold and appeal rights for sanctions under the new definition.
  • 2009 She served as a primary negotiator for Loan Issues – Team 2 and provided expert witness testimony for Team 1 Loan Issues. Default management regulations were written into “Subpart N” for the 3-year CDR definition along with conforming language for appeals in addition to other loan issues.
  • 1988 to Date Hammer has testified many times at Congressional and USDOE hearings and has worked closely with Congressional members, education committee professional staff, and key staff at the USDOE on many issues during her career in higher education to insure program integrity and access to quality higher education for at-risk students.  Why? Because Mary Lyn Hammer was an at-risk student herself.

Ms. Hammer is the Owner, Founder, President and CEO of Champion College Services, Inc.  Champion offers default prevention for Federal and private student loans, job placement verification, skip tracing, consulting services, and custom surveys for students, alumni, and employers. She specializes in staff training, program development, and default prevention operations. She has participated in training sessions and workshops for numerous state, provincial, regional, national, and private associations in both the U.S. and Canada in a continued effort to share her experiences and knowledge.

Her accomplishments include numerous state, regional, and national awards and recognitions over the years in both the higher education industry and in professional business arenas. Ms. Hammer has served on as a board member for numerous education associations, coalitions and groups. She has had hundreds of articles published in numerous higher education magazines over the years. She is an avid supporter of the Imagine America Foundation, a provider of need-based college scholarships.

The CHAMPION companies, under Ms. Hammer’s direction, continue to support and believe in higher education and the students served.

Mary Lyn Hammer, Founder, President & CEO

Champion College Services, Inc.—Quality Default Prevention and Services since 1989
Champion Empowerment Institute, LLC Life Skills and College Success Training
Champion for Success, Inc., a nonprofit corporation(start-up organization) Mentoring Youth from High School through College
Camp Champion(future plans) Where Nature and Teamwork Cultivates Champions!

Mission Statements

Champion College Services, on behalf of our school clients, upholds its mission to be a mentor for developing healthy life skills for our student customers that create and maintain self-esteem and self-worth.

Champion for Success upholds its mission to provide sustainable mentoring, empowerment, training, education, and events causing the creation and expansion of healthy life skills and experiences that result in thriving careers, healthy life choices, and community engagement.

Mary Lyn Hammer, Founder, President & CEO

Champion College Services, Inc.—Quality Default Prevention and Services since 1989
Champion Empowerment Institute, LLC Life Skills and College Success Training
Champion for Success, Inc., a nonprofit corporation(start-up organization) Mentoring Youth from High School through College
Camp Champion(future plans) Where Nature and Teamwork Cultivates Champions!

Mission Statements

Champion College Services, on behalf of our school clients, upholds its mission to be a mentor for developing healthy life skills for our student customers that create and maintain self-esteem and self-worth.

Champion for Success upholds its mission to provide sustainable mentoring, empowerment, training, education, and events causing the creation and expansion of healthy life skills and experiences that result in thriving careers, healthy life choices, and community engagement.

Got Questions? Want to Learn More?

CONTACT CHAMPION FOR A
FREE SCHOOL ASSESSMENT

call 800.761.7376

email us

Got Questions? Want to Learn More?
CONTACT CHAMPION FOR A
FREE SCHOOL ASSESSMENT

call 800.761.7376
email us

Or use the following suggested links to discover more about our offerings and experience.

26 Years of Quality Service

Champion has differentiated itself through its unmatched ability to lower default rates and increase repayment rates on behalf of school partners.  We equip your school staff with time-proven training and tools that deliver a consistent effective message to students to meet your school’s needs and objectives.

Learn more about our services:

School Services We Provide
Meet Key Members of Our Staff
What Our Clients Say

Industry Advocacy

For almost three decades, Mary Lyn Hammer, Champion founder and CEO, has passionately fought to improve processes and rectify problems for schools and students on Capitol Hill and beyond. For our achievements we have received accolades from our industry, the press and our government.

Learn about our work in the industry:

Recognition, Awards and More
Our History
Industry Issue Article Archive

Millions of Students Helped

We help your students thrive by empowering students with financial literacy courses and life skills classes in addition to the supportive relationships that we build through our customer service experts.  The combination drives long-term behavior changes that deliver both student and school success.

Learn about our offerings for students:

Default Is Lame Student Page
Our Life Skill Courses
 What Our Students Say
Or use the following suggested links to discover more about our offerings and experience.
26 Years of Quality Service

Champion has differentiated itself through its unmatched ability to lower default rates and increase repayment rates on behalf of school partners.  We equip your school staff with time-proven training and tools that deliver a consistent effective message to students to meet your school’s needs and objectives.

More about our services:

School Services We Provide

Meet Key Members of Our Staff

What Our Clients Say

Industry Advocacy

For almost three decades, Mary Lyn Hammer, Champion founder and CEO, has passionately fought to improve processes and rectify problems for schools and students on Capitol Hill and beyond. For our achievements we have received accolades from our industry, the press and our government.

Our work in the industry:

Recognition, Awards and More

Our History

Industry Issue Article Archive

Millions of Students Helped

We help your students thrive by empowering students with financial literacy courses and life skills classes in addition to the supportive relationships that we build through our customer service experts.  The combination drives long-term behavior changes that deliver both student and school success.

Our offerings for students:

Default Is Lame Student Page

Our Life Skill Courses

 What Our Students Say